Every voyage carries uncertainty - and every decision relies on accurate data. From marine underwriters to risk modelers, the insurance industry depends on trusted information to assess exposure and verify events. AIS data provides a clear, continuous record of vessel movements, delivering the foundation for transparent, data-backed maritime risk management.
Here’s how our AIS data can help.
Understand what really happened at sea. AIS data delivers verified, time-stamped vessel movements that help insurers and risk professionals reconstruct incidents, confirm positions, and evaluate operational behavior. With global coverage and historical depth, it brings clarity to complex claims and enables better underwriting decisions.
Benefits
Benefits for Insurers and Risk Analysts
Use time-stamped vessel and port data to validate claims, detect deviations, model exposure across fleets and routes, and deliver faster decisions.
Verify voyage history and vessel activity for claims validation
Detect route deviations, delays, or anchoring behavior in real time
Strengthen risk models with reliable vessel movement and port data
Evaluate exposure across fleets, trade lanes, or geographic zones
Enhance transparency and compliance with auditable data records
Risk Assessment & Underwriting
AIS data helps insurers evaluate operational patterns, port visit history, and routes taken to assess the risk level of individual vessels or fleets.
Patterns such as frequent trips through high-risk areas (e.g., piracy zones, congested ports) can influence policy pricing and terms.
Incident Reconstruction & Claims Validation
In the event of a collision, grounding, or delay, AIS data provides timestamped, verifiable evidence of vessel position, speed, and heading.
This can help determine liability and prevent fraudulent claims.
Behavioral Analytics & Risk Modeling
By analyzing long-term AIS data, insurers can build predictive models to identify risky behavior (e.g., speeding in restricted zones, erratic routes, or long idle times in port).
These models support data-driven underwriting decisions.
Sanctions & Compliance Monitoring
AIS data supports due diligence by tracking vessels that may switch off transponders, spoof locations, or operate under flag of convenience scenarios - indicators of potential compliance risks.
Catastrophe Response & Exposure Management
During hurricanes, port closures, or geopolitical crises, insurers use AIS to monitor which vessels are in affected zones, helping with real-time exposure assessment.
AIS data gives insurers the tools to quantify risk, prevent fraud, speed up claims handling, and tailor policies more accurately - ultimately improving their profitability and customer trust.
Let's get started.
Looking to add AIS-powered insights to your analytics?